. 00%. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. RBC High Interest eSavings is a regular savings account that offers higher rates than other accounts but minimal features. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. Any balances over. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. monthly fee 6. D. 01% if the balance is $1,000 or more. The Bonus Interest Rate of 3. Tap the Action Button in the Navigation Bar. 05%: $0: 1 per month: $3 each: For the RBC Day to Day Savings account, the interest rate is 0. Through the plan, eligible first-time home buyers can use up to $35,000 in RRSP savings ($70,000 per couple) to help pay for your down payment on your first home. View Details about Low Monthly Fee Operating Account. Go to siteThe Bonus Interest Rate of 3. Sign In. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. RBC High Interest eSavings Account. , Royal Trust Company or The. 2 Year Fixed. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. bills and review your transaction history. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other. Any Eligible RBC High Interest eSavings Account that is closed or switched to a different/account type which is not an RBC High Interest eSavings Account will be disqualified from this offer as of the closed or switched date. $500 for RRSP, TFSA, RESP, RDSP. Contribute even if you’re retired or not employed. Cannot remit funds from any U. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. Also, the account only offers 1 free RBC ATM withdrawal per month, which isn’t that unusual for a savings account. You can commit to a regular savings plan with Save-Matic⁷. Any balances over. The account can be managed entirely online, with features like free e-transfers and mobile check. All remaining cash bonuses will be forfeited. You’ll earn 0. To change the order of transactions, click "Sort Transactions". *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. RBC High Interest eSavings: Earns a higher interest rate than a typical savings account. Interest Rate legal bug 1 % Tiered: Tiered. An RBC advisor will be happy to enrol your existing account for you. Get a RBC Bank Preferred Money Market Savings account. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Earn 1 Avion point for every dollar you spend 2. 70% Bonus offer: extra 3. Tip #1: The right account for you. RBC High Interest eSavings: 5. 2% interest for 3 months when you open your first RBC High Interest eSavings account. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. 50. Keep up with your RBC Bank U. Some main benefits of the Royal Bank High Interest eSavings account are: It offers unlimited online transfers to other RBC accounts, one free withdrawal per month, and has no monthly fee. 50 each. Call Collect: 1-506-864-2275. , RBC Global Asset Management Inc. At the start of the Promotional Period (January 22, 2019), the annual Bonus Interest Rate was %;> ®RBC High Interest eSavings > ®RBC Enhanced Savings > ®RBC Day to Day Savings savings Accounts for Youth > RBC Leo’s Young Savers Account® u. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. S. talks about how time factors into an investment strategy and shares one key benefit of taking a long-term view. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. "The 2. Offer available November 1, 2023 – January 31, 2024 (“Promotional. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. S. And it comes free of cost and you need only do everything online. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. Get 350 when. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Sign In. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Offer ends April 30, 2023. You cannot send an International Money Transfer from a U. Contribute for as long as you want to—there’s no age limit. 2,500 Points if you open a new RBC High Interest eSavings account during the Promotional Period. With an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. When transferring money into and out of your HISA, you may be charged a fee. Add Another Card. 6. Free account transfers 24/7 with no delay. Search. Tip #6: Talk to a specialist. 4. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. legal bug. Business Essentials Savings Account. APR 2. The Bonus Interest Rate on August 3, 2023 was 3. , RBC Global Asset Management Inc. Any balances over. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The RBC U. RBC High Interest eSavings account rating: 3. , RBC Global Asset Management Inc. Offer ends April 30, 2023. and Canadian accounts instantly – for free 8. 2. High interest on every U. 750. AdChoices; Promotions; Royal Bank. Any balances over. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. 2. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , Royal Trust Company or The. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 550. Special Offers. The Bonus Interest Rate of 3. 60% rate and has no monthly account fee. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Conditions apply. View Legal Disclaimers. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. RBC’s HISA is referred to as the RBC High-Interest eSavings account. Free. , RBC Global Asset Management Inc. 60% promo interest rate . No annual fee. 7% interest on your savings. S. $ 22. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Greater than $50,000 minimum daily balance. 1. Simply have the recipient’s name, branch number and account number handy – all of which can be. Pay U. RBC, TD, BMO. dollar account or the RBC High Interest eSavings account. Any Eligible RBC U. 90%: Regular: 1. Limitations Thanks for banking with RBC—we look forward to welcoming you to the Value Program. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. Any balances over. 70%, much less than what you’d earn with the EQ Bank Saving Plus Account (3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , RBC Direct Investing Inc. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. , RBC Direct Investing Inc. $ 24 or $ 18. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. View top questions about the registered plans and investment products available through RBC Royal Bank. Contact Us. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive interest rate of 1. An RBC advisor will be happy to enrol your existing account for you. Ability to set up Save Matic from your. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 10% for the first three months. , Royal Trust Company or The. Know what your money is up to with MyAdvisor. , RBC Direct Investing Inc. Limitations RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. RBC Advantage Banking for students 4. Call 1-800-769-2511. 8 0 0. The account is designed to help you build and earn a1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 50% for a three-month period. RBC High Interest eSavings Account Earn 5. —. Rate [ % ] Date of Change. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. Free electronic self-service transfers 24/7 with no delay 2. 05%. Introducing RBC Vantage. The Bonus Interest Rate on August 3, 2023 was 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. The Bonus Interest Rate on August 3, 2023 was 3. , RBC Global Asset Management Inc. 150%. APR 2. To get started, simply move your money into your eligible account which you can do. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. Tiered interest rates begin at $5,000. C. For a limited time, open an RBC U. The RBC U. After all, in 2022, small businesses comprised 98. , Royal Trust Company or The. Any balances over. S. Save up to $11. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Dollar Accounts > RBC US High Interest eSavingsTM > U. Any balances over. Rate Type. 7. 490%. S. We speak with an expert to find out if there's a perfect time to get into the markets. E-transfers are $1. Available. Savers are really getting shafted as opposed to traders. Horizons High-Interest Savings ETF. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Open In-branch. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 00%) or the best offers from many online banks. legal bug. NO MONTHLY FEE 28. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. Best of all, everything can be done. 5% for 3 months. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. 3% interest rate forever. S. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. RBC’s HISA is referred to as the RBC High-Interest eSavings account. The Bonus Interest Rate of 3. RBC High Interest eSavings Account: Earn 5. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. To Transfer Money Between Accounts in the Mobile App: Tap Move Money in the Navigation Bar. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Bonus Interest Rate of 3. The Bonus Interest Rate on August 3, 2023 was 3. A fixed rate mortgage offers an interest rate that is "locked-in" for the term of your mortgage, so you won't have to think about future interest rate fluctuations during your mortgage term. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Contribute tax-free for up to 15 years. 50%: $0: $0: $5: Methodology. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Tip #2: Consolidate your accounts. Contact Us. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 99%; Cash Advance Interest Rate: 22. FREE. 70% interest rate on all amounts deposited. Free access to RBC Online. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. dollar account or the RBC High Interest eSavings account. 05% interest rate, has no minimum deposit requirements, and includes free transfers between the savings account and RBC chequing accounts. The majority of people could get 99%+ of their banking done online without a problem, so there's no point in paying fees unless there's a good reason for it. , Royal Trust Company or The. High Interest eSavings® account and the NOMI Find & Save ® account, you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) can change the preference from electronic to paper Statements and. Overdraft Protection fee waived. 7% interest on your savings. Below, we've put together several helpful hints to help you reduce your bank fees. RBC Bank. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. Overdraft protection 5, 46. RBC Royal Bank form #1660: $5. dollar account or an RBC High Interest eSavings account. Personalized Cheques legal bug 22. S. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. Get advice any time you need it, at home or in-person. Interest increases as your balance grows. S. Things our lawyers want you to know. Eligible Credit Cards. , Royal Trust Company or The. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. An Existing Personal Client with these savings accounts must also open a new Eligible. Rates for 21 November 2023. The RBC High Interest eSavings is an online savings account that has an integration with other RBC accounts. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. Contribution Limit Per Year. The Bonus Interest Rate on August 3, 2023 was 3. Call to book an appointment to open a bank account over the phone or by video conference. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. RBC Credit Cards. The Bonus Interest Rate of 3. No minimum balance required. 090%. , Royal Trust Company or The. RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. S. The Bonus Interest Rate on August 3, 2023 was 3. Its low interest rate of 1. 2 Also earn 1 Moi point on every dollar spent at Super C. dollars, including the RBC US High Interest eSavings® Account (b) any eSavings Account with more than three co-owners and (c) any Deposit Account with ownership in the name of an “Estate of. , RBC Direct Investing Inc. Full: $1. Interest rate: 1. Free account transfers 24/7 with no delay. 5% interest on your balance and you’ll get fee-free RBC transfers. 5% interest 26,27 for 3 months when you open your first RBC High Interest eSavings account. So far, the Canadian central bank has been raising rates in a bid to cool high inflation. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 99% (21. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. Consider these digital innovations to help streamline operations, optimize payables, and simplify how you pay your suppliers. RBC VIP Banking. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. 2 Year Fixed. Click "View". 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. s. High Interest eSavings Account lets you earn interest. 95 per month. , RBC Global Asset Management Inc. Non-Sufficient Funds (NSF) Fee. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Account. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. The Bonus Interest Rate of 3. 00: RBC Leo’s Young Savers AccountIdeal if you have U. 2. Any balances over. The Bonus Interest Rate of 3. Any balances over. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No NoRBC High Interest eSavings. Contact Information. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Personalized Cheques legal bug 7. Tiered interest rates begin at $5,000. The Bonus Interest Rate of 3. , RBC Direct Investing Inc. The Bonus Interest Rate of 3. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. LIMITED TIME OFFER. Earn the following Points for the Additional Personal Banking Offer (eSavings Account): RBC Infinite Avion (25,000) RBC VIP Banking: 25,000 + 15,000 = 40,000: 5,000: 2,500: RBC Signature No Limit Banking: 25,000 + 10,000 = 35,000: Not. 45%. Transfer money between your RBC U. Best High Interest Savings Accounts Best No-Fee Chequing Accounts Best Online Bank Accounts Best U. The Bonus Interest Rate of 3. The Bonus Interest Rate on August 3, 2023 was 3. Grow Your Investments Faster with a TFSA, RRSP or FHSA. You cannot send an IMT from a U. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. Add a New Credit Card to Compare. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. The RBC High-Interest eSavings Account can be defined as a high-interest savings account (HISA). The Bonus Interest Rate of 3. 10% for the first three months. , RBC Global Asset Management Inc. RBC U. RBC ION+™ Visa ‡. The interest rate is an annual interest rate. 90%:. $5. , RBC Global Asset Management Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 90%: Regular: 1. 3% earned interest on the free Easy plan and 5% on all paid plans. , RBC Global Asset Management Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. legal bug. Predictive Technology. To help grow your savings faster you will earn 2. Transfer Fees. This RBC New eSavings Client Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High Interest eSavings Account. In general, fintech banks tend to have lower transfer fees than larger banks. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. Find a Branch; Call 1-800-769-2511; Email; EN. Flexible payment schedule and payment options. The Bonus Interest Rate on August 3, 2023 was 3. Legal Disclaimer. SIGN IN MENU. Search RBC Bank. , RBC Direct Investing Inc. The Bonus Interest Rate of 3. ’”. Search RBC. Here’s a straight-forward example. Grow Your Investments Faster with a TFSA, RRSP or FHSA. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 50% per annum and is subject to change without notice; A. Limitations. Interest is computed every day based on the closing credit balance. A wise investor famously quipped that “The stock market is a device to transfer money from the ‘impatient’ to the ‘patient. Reasons to Invest in an FHSA: Use it to save up to $40,000 for your first home.